ING Direct 3.8% plus $25 on Signup
ING Direct is paying 3.8% on its savings account right now. I've got an account with them and really like their web interface. It isn't has high as Emigrant Direct's 4.0%, but if you email me at 2e{at}xents.com I can get you a signup bonus of $25. Trick is that you have to put in at least $250 into you account. Either way it is your call.


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